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NORTH COAST, Calif. – Local resident, Shawn Nunnemaker, Savings Bank vice president and commercial loan officer, graduated with honors from the prestigious Pacific Coast Banking School in September.
The graduating class consisted of 223 executives representing 25 states, American territories and other countries.
The honor roll consisted of an exclusive group made up of the top 10 percent of the class.
During this three-year graduate-level program, graduates attended a two-week resident session each August on the University of Washington campus, as well as completed seven rigorous inter-session written assignments, including an original management thesis.
Courses encompassed risk management, financial performance and leadership to gain an executive-level understanding of the business of banking.
In 1993 Nunnemaker began his banking career with a Bachelor of Science degree in economics and Bachelor of Arts degree in English from Sonoma State University.
Due to his past experience as a small business owner, Nunnemaker is aware of the challenges facing his small business clients.
Additionally, Nunnemaker’s experience in hospitality lending contributes to the bank’s strong participation in this key driver of our local economy.
Nunnemaker takes an active role as a volunteer in the community with a focus on local youth.
He is a board member for the Boys and Girls Club of Ukiah, the committee chair of the local Cub Scout Pack 64 in Ukiah and the Scoutmaster of Troop 316 in Redwood Valley.
Savings Bank of Mendocino County provides the dependability of a local community bank for families and businesses in Lake and Mendocino counties.
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Crab quality tests ensure that crab are filled out enough prior to harvesting and follow the testing guidelines established by the Tri-State Dungeness Crab Committee that is overseen by the Pacific States Marine Fisheries Commission.
"We are trying to schedule a second round of testing to take place before Dec. 7 to determine whether the fishery can open Dec. 16 or will need to be further delayed," said CDFW Environmental Scientist Christy Juhasz.
If quality tests remain low, CDFW Director Charlton H. Bonham has the authority to delay the season an additional 15 days.
The season cannot be delayed beyond Jan. 15 due to crab quality as mandated in section 8276.2 of the Fish and Game Code.
The fishery is currently scheduled to open at 12:01 a.m. Dec. 16, 2017. This opening will be preceded by a 64-hour gear setting period that would begin no earlier than 8:01 a.m. on Dec. 13, 2017.
No vessel may take or land crab within Districts 6, 7, 8 and 9 during the closure period. In addition, any vessel that lands crab from ocean waters outside of Districts 6, 7, 8 and 9 is prohibited from participating in the crab fishery in Districts 6, 7, 8 and 9, or any other delayed opening areas in Oregon or Washington, for 30 days following the opening of those areas.
Please refer to CDFW's Frequently Asked Questions about the Commercial Dungeness Crab Fishery for the 2017-18 season.
Recreational crabbing remains open statewide. There are two areas of the coast in northern California where the California Department of Public Health advises consumers not eat the viscera (internal organs, also known as "butter" or "guts") of crabs due to elevated levels of domoic acid. These areas include Laguna Point, Mendocino County northward to Humboldt Bay North Jetty, Humboldt County, and the Klamath River mouth, Humboldt County northward to the Oregon border.
For more information on health advisories related to fisheries, please visit www.wildlife.ca.gov/Fishing/Ocean/Health-Advisories.
For more general information on Dungeness crab in California, please visit www.wildlife.ca.gov/crab.
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NICE, Calif. – Mar-Val’s Sentry Market has received an Excellence in Employment Award from the California Disability Services Association for recognizing the value of hiring persons with developmental disabilities.
The grocery store hired two people with intellectual/developmental disabilities to work as courtesy clerks.
While the two individuals receive support from People Services, hiring two courtesy clerks is a sizable investment of time, energy and individual accommodation for a small store.
But the store went further, giving their employees a chance to move beyond their daily tasks and grow professionally.
This has not only benefitted an individual with an intellectual/developmental disability, but has motivated the entire store to act as a team to help each other.
“I love my job!” proclaimed one courtesy clerk, when Mar-Val Sentry gave him an opportunity to realize a dream that he had for nine years: to be a cashier.
Staff take time out of their busy schedules to help him learn to use the register and ring up multiple items from different departments, to record the store’s donation to the local senior center.
He feels important, valued and part of the team. He still performs his courtesy clerk duties, but using the cash register appears to be the highlight of his day. It would take less time for other staff to do it themselves, but they’re willing to invest their time to help someone else achieve their goals.
Helping a co-worker with a developmental disability achieve his professional goal has generated enthusiasm and teamwork, which is noticed by customers as they walk in the door. Great customer service creates more satisfied customers and repeat business. And the new cashier is the smiling face of Mar-Val Sentry in Nice.
Mar-Val Food Stores purchased the Sentry Market in Nice approximately two years ago, making it part of a community-minded grocery chain with nine other stores in the northern California area. Their motto is “Small enough to appreciate you, big enough to serve you.”
Founded in 1981, People Services Inc., is a private, not-for-profit corporation that meets the individual needs of people with disabilities residing in Lake County.
People Services networks within the community as an advocate for people with disabilities, focusing on community access and consumer rights, fostering independence and economic self-sufficiency.
The Excellence in Employment Award program is sponsored and run by the California Disability Services Association, or CDSA, which has been the voice of developmental disability service providers in California for more than 40 years.
CDSA is a trade association representing 80-plus community‐based, direct care providers whose common purpose is to help Californians with developmental disabilities lead productive and fulfilling lives of their choosing. These organizations serve 51,500 clients and employ some 19,000 people.
Service providers respect the dignity, diversity of needs, feelings and independent thought of their clients, working with parents and families, the Regional Centers, and other advocacy networks.
Developmental disabilities include, but are not limited to: autism, epilepsy, intellectual disability, cerebral palsy, Down Syndrome and other severe, chronic disabilities.
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This month, ATTOM Data Solutions, curator of the nation’s largest multi-sourced property database, released its Q3 2017 U.S. Home Equity & Underwater Report.
The report shows that at the end of the third quarter of 2017 there were 4.6 million (4,628,408) U.S. properties that were seriously underwater where the combined loan amount secured by the property was at least 25 percent higher than the property’s estimated market value.
That’s down by more than 800,000 properties from the previous quarter and down by more than 1.4 million properties from Q3 2016 – the biggest year-over-year drop since Q2 2015.
The 4.6 million seriously underwater properties at the end of Q3 2017 represented 8.7 percent of all U.S. properties with a mortgage, down from 9.5 percent in the previous quarter and down from 10.8 percent in Q3 2016.
“Accelerating home price appreciation this year is increasing the velocity at which seriously underwater homeowners are recovering home equity lost during the Great Recession,” said Daren Blomquist, senior vice president at ATTOM Data Solutions. “Median home prices nationwide are up 9.4 percent so far in 2017, the fastest pace of appreciation through the first three quarters of a year since 2013. Continued home price appreciation is also helping to grow the number of equity rich homeowners across the country compared to a year ago.”
There were more than 14 million (14,030,394) U.S. properties that were equity rich – where the combined loan amount secured by the property was 50 percent or less of the estimated market value of the property – down slightly from the previous quarter but still up by 905,000 compared to a year ago.
The 14 million equity rich U.S. properties represented 26.4 percent of all U.S. properties with a mortgage, up from 24.6 percent in the previous quarter and up from 23.4 percent in Q3 2016.
States with the highest share of equity rich properties were Hawaii (41.9 percent); California (41.4 percent); New York (35.7 percent); Oregon (34.0 percent) and Washington (33.6 percent).
Among 93 metropolitan statistical areas with a population of 500,000 or more, those with the highest share of equity rich properties were San Jose, California (61.0 percent); San Francisco, California (56.4 percent); Los Angeles, California (45.3 percent); Honolulu, Hawaii (43.9 percent); and Oxnard-Thousand Oaks-Ventura, California (38.7 percent).
Other metros where at least 35 percent of properties were equity rich at the end of Q3 2017 were Seattle, Washington (38.7 percent); San Diego, California (38.3 percent); Portland, Oregon (36.7 percent); Austin, Texas (35.8 percent); and Stockton, California (35.2 percent).
States with the highest share of seriously underwater properties were Louisiana (19.2 percent); Iowa (14.2 percent); Pennsylvania (14.0 percent); Mississippi (13.8 percent); and Alabama (13.7 percent).
Among 93 metropolitan statistical areas with a population of 500,000 or more, those with the highest share of seriously underwater properties were Baton Rouge, Louisiana (20.5 percent); Scranton, Pennsylvania (19.5 percent); Youngstown, Ohio (18.2 percent); New Orleans, Louisiana (17.4 percent); and Dayton, Ohio (16.4 percent).