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News

New laws taking effect in 2025 meant to strengthen consumer protections

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Written by: LAKE COUNTY NEWS REPORTS
Published: 01 January 2025
As the new year begins, California will see a new set of laws take effect that were signed by the governor and which are meant to improve the health, safety, and well-being of all Californians.

“California's new laws tackle today's biggest emerging challenges head-on. Through partnership with the Legislature, we’re strengthening public safety, building more housing, and providing more resources for our communities. These practical reforms protect what matters most while creating more opportunities for all Californians,” said Gov. Gavin Newsom.

New laws in 2025: Protecting consumers

California is enacting new laws to protect consumers from unfair financial practices and provide greater control over their money.

• Eliminating extra fees for declined transactions: Under AB 2017 by Assemblymember, now senator, Timothy Grayson (D-Concord) state-chartered banks and credit unions can no longer charge you a fee for declined transactions. This means if a purchase is declined because someone’s account balance is too low, they won't face additional penalties that make financial challenges even harder.

• Protecting credit scores from medical debt: SB 1061 by Sen. Monique Limón (D-Santa Barbara) makes sure Californians’ credit scores aren’t harmed by medical debt. This law stops credit agencies from including medical debt on an individual’s credit report and prevents lenders from considering it in credit decisions, ensuring no one’s credit suffers simply because they needed health care.

• Click to cancel – no more subscription traps: AB 2863 by Assemblymember Pilar Schiavo (D-Santa Clarita Valley) will strengthen consumer rights around subscription services and free trials. Starting July 1, 2025, companies must get clear consent before charging customers after a free trial ends, send annual reminders about recurring charges, and make cancellation just as simple as signing up. Customers will receive advance notice of any price changes, allowing time to decide whether to continue the subscription.

• Stronger protections for renters: Starting in 2025, new laws strengthen tenant protections in California. Landlords must document unit conditions with photos for security deposits (AB 2801 by Assemblymember Friedman), give tenants the option to report on-time rent payments to boost credit (AB 2747 by Assemblymember Haney), and are banned from charging unnecessary fees or higher security deposits for military tenants (SB 611 by Sen. Menjivar).

• Fairer deals for restaurants and consumers: SB 1490 by Sen. María Elena Durazo (D-Los Angeles) ensures food delivery platforms can’t misrepresent fees or keep a restaurant on their app without permission. It also requires a straightforward way for a restaurant to be removed from the platform if they choose. This means local businesses have more control, and there will be more honest pricing and disclosures when ordering food or beverages online.

Newsom’s office said these laws protect Californians from unfair financial practices – whether it's unexpected fees, medical debt affecting credit scores, or subscription charges they never meant to approve. They put more control back in consumers’ hands for managing personal finances.

Transform the daily grind to make life more interesting – a philosopher shares 3 strategies to help you attain the good life

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Written by: Lorraine Besser, Middlebury
Published: 01 January 2025

 

Approaching your regular day with a new mindset can send you in an interesting direction. d3sign/Moment via Getty Images

Imagine it’s Monday morning, too cold and too dark, but once that alarm goes off, you know you’ve got to rally. The kids have to get to school. You’ve got to get to work. And, of course, your ever-growing to-do list hangs over your head like a dark cloud, somehow both too threatening to ignore and too threatening to start its tasks.

On days like this, you may be grateful simply to make it through. But then it begins, all over again.

While you can’t escape the grind, you can transform it. The latest psychological research on the good life points the way: By shifting your mindset, you can make your day-to-day more interesting and create psychological richness within your life. Psychological richness describes a robust form of cognitive engagement. It’s distinct from happiness and meaning, but just as important to the good life.

In collaboration with Shigehiro Oishi and his research lab, I’ve investigated whether the field of positive psychology has largely overlooked an important dimension of the good life. As the philosopher on our team, I had two directives. First, I helped to define the concept of psychological richness and understand what distinguishes it from happiness and meaning. Second, I set out to explore why psychological richness is valuable.

Our initial studies found that people value experiences that stimulate their minds, challenge them and generate a range of emotions. Many would choose a life full of these experiences, which we describe as psychologically rich, over a happy life or a meaningful life.

This insight points to the important role psychological richness can play within the good life, but it stops short of explaining why it’s good and why people ought to make space for psychological richness within their lives. These are value-laden questions that can’t be answered through empirical research. Their answers are found instead through philosophical analysis.

My philosophical analysis suggests that psychological richness is good for you because it’s interesting. My book, “The Art of the Interesting: What We Miss in Our Pursuit of the Good Life and How to Cultivate It,” shows how to add psychological richness to your life by making it more interesting.

One of the easiest ways to do this is by embracing a mindset characterized by curiosity, creativity and what I call “mindfulness 2.0.” When you bring these three perspectives to your day-to-day, you transform the grind into endless opportunities to experience the world as interesting. You develop the capacity to enhance your own life.

Mindfulness 2.0: Noticing without judging

What I call “mindfulness 2.0” means bringing nonevaluative awareness to the world around you – paying attention without judging.

Familiar from mindfulness practices, it’s a form of noticing that brings forth details you typically overlook: the texture of a houseplant’s leaves, the faces of the strangers you pass on the sidewalk, the differing heights of the cans on a store shelf. By bringing these details into your awareness, you stimulate your mind, allowing you to engage mentally with your surroundings in an active manner. Noticing things through mindfulness 2.0 is the first step toward having an interesting experience.

A good place to practice mindfulness 2.0 is during your morning commute. Because it’s routine, you probably don’t feel the need to engage much with the details of what you are doing. Instead you’ll find other ways to pass the time, such as listening to the news or your favorite podcast. These activities distract you from the otherwise boring commute by disengaging you from it.

a murmuration of birds looks like smoke from a factory smokestack
Noticing an intriguing pattern as birds gather overhead can engage your mind as you move through the world. Menahem Kahana/AFP via Getty Images

But you can also get through the commute by engaging with it to make it less boring. Here’s where the power of mindfulness 2.0 kicks in. Through actively noticing things around you – be it the people clustered at the bus stop, or the traffic patterns created by a stoplight, or a flock of birds swooping overhead – you engage your mind and set yourself up to experience the interesting.

Curiosity: Exploring through questions

Curiosity isn’t just for kids. No matter how much you know, there’s always something to be curious about – especially if you’ve learned to notice the details through mindfulness 2.0.

Say you’ve noticed, during your commute, the group of people gathered around the bus stop. Now let your curiosity take off: Was that bus stop always there? How long has that exceptionally weird real estate advertisement been stuck on the seatback? So many people lined up this cold morning. You might wonder if you’d feel a little more connected if you were with them. But then you notice that no one is talking. Do they ride the same bus together, every day, without acknowledging each other?

Through asking questions, you ask your mind to consider something it hadn’t before. You create new thoughts, and if you let your mind keep going, you’ll have an interesting experience, all the while making that same commute. Even better, you’ll have created that interesting experience on your own. You’ve harnessed an ability to enhance your life, an ability that’s completely within your control.

Creativity: Trying something new

While people often think of creativity as a talent, native only to artists or inventors, everyone has the ability to be creative. Creativity is a skill that involves forming new connections with your mind. You’re creative whenever you do something new or different. Whether it is painting a brilliant landscape or wearing a new color combination, developing a new dish or simply tweaking a recipe, it all falls under the umbrella of creativity.

person watering little potted plants
Exploring what your green thumb can coax to flourish is one creative path. Luis Alvarez/DigitalVision via Getty Images

When you are creative, in big or small ways, you generate novelty within your life, and this puts you on the path toward experiencing psychological richness. Novelty all but forces the mind to think and feel in new ways, stimulating that robust form of cognitive engagement that brings the interesting.

Even just a little bit of creativity will bring novelty to your day-to-day routine. Wear something you don’t normally wear. Add a little flair to your handwriting or choose a different colored pen to write with. Change the patterns on your screen saver. Notice the impact these little tweaks have on your day. Little by little, they’ll add up to make your day just a little more interesting.

Everyone’s experience of what’s interesting is unique. There’s no one interesting experience for all of us, because the interesting depends entirely on how our minds engage, react and respond. Through developing mindfulness 2.0, and bringing curiosity and creativity to your experiences, you train your mind to engage, react and respond in ways that will transform any experience into an interesting one.

This is the power a mindset can bring. It’s a capacity to enhance our lives that anyone can develop.The Conversation

Lorraine Besser, Professor of Philosophy, Middlebury

This article is republished from The Conversation under a Creative Commons license. Read the original article.

Lake County Behavioral Health Services launches new CARE Court process

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Written by: LAKE COUNTY NEWS REPORTS
Published: 31 December 2024
LAKE COUNTY, Calif. — The new Community Assistance, Recovery, and Empowerment, or CARE, Court program, created by state legislation two years ago, is beginning in Lake County.

Lake County Behavioral Health Services announced Monday that it is launching the county’s CARE Court, which aims to divert individuals that are struggling with specific schizophrenia and other psychotic spectrum disorders away from the criminal justice system and into a civil court process that will provide either voluntary or court ordered treatment, stabilization and other support services for individuals in need.

The CARE Court program is designed to assist individuals aged 18 and older who meet specific health and safety criteria by offering court-ordered treatment, services, and housing plans to those who may otherwise struggle with homelessness or become involved with the justice system due to specific untreated psychotic disorders.

A care team from Lake County Behavioral Health Services will work together with individuals to coordinate treatment, housing support, and other services to ensure that individuals with severe mental health conditions receive the care and support they need.

Behavioral Health said the CARE Court initiative is a critical step in addressing the needs of the county’s most vulnerable residents, including those who may not otherwise seek voluntary treatment.

The CARE Court collaborative effort between Lake County Behavioral Health Services and the Lake County Superior Court System will create new pathways for success for Lake County residents that are facing unique and severe mental health challenges, Behavioral Health said.

Petitions for CARE Court can be filed by family members, roommates, health care providers, clinicians, first responders, county behavioral health staff and others as specified in the law.

Gov. Gavin Newsom signed the legislation enacting CARE Court in September 2022.

The bill that created CARE Court, SB 1338, was authored by Sen. Thomas Umberg (D-Santa Ana) and Sen. Susan Talamantes Eggman (D-Stockton).

CARE Court has been phased in across California’s 58 counties in two cohorts.

The first cohort, which began on Oct. 1, 2023, included Glenn, Orange, Riverside, San Diego, Stanislaus, Tuolumne and San Francisco counties. California Health and Humans Services reported that Los Angeles County is in the second cohort but has implemented its program early.

Lake and the other 49 counties in the second cohort were required to implement their programs by Dec. 1, Health and Humans Services said.

For more information regarding the CARE Act, please visit the California Health and Humans Services CARE Act information page at https://www.chhs.ca.gov/care-act/.

New year to start with cooler temperatures, possible rain

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Written by: Elizabeth Larson
Published: 31 December 2024
LAKE COUNTY, Calif. — As 2024 closes and 2025 begins, colder winter temperatures are set to welcome the new year.

The National Weather Service said another storm front — following an overnight cold snap when temperatures in some parts of Lake County were expected to drop into the high 20s — is expected on Tuesday.

There is a chance of rain on New Year’s Day, increasing that night, and continuing Thursday and Friday.

Forecasters said conditions will be clear into early next week.

On Tuesday night, temperatures are forecast to be in the low 30s, rising into the 40s on Thursday night before dropping again into the 30s for the rest of the week.

During the day, temperatures are expected to be in the low 50s on New Year’s Day, and for the rest of the week moving into the high 50s, according to the forecast.

Email Elizabeth Larson at This email address is being protected from spambots. You need JavaScript enabled to view it.. Follow her on Twitter, @ERLarson, and on Bluesky, @erlarson.bsky.social. Find Lake County News on the following platforms: Facebook, @LakeCoNews; X, @LakeCoNews; Threads, @lakeconews, and on Bluesky, @lakeconews.bsky.social.
  1. State insurance commissioner issues regulation to expand insurance access for Californians amid growing climate risks
  2. State attorney general urges counties to establish domestic violence death review teams
  3. Third annual Lake County Restaurant Expo planned Jan. 27
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